Lakhpati Didi Yojana 2025: A New Horizon for Women’s Financial Self-Reliance

Lakhpati Didi Yojana is one of the flagship initiatives by the Government of India, aimed at empowering rural women by helping them become financially independent. This scheme is focused on turning women into entrepreneurs, encouraging self-employment, and ensuring that they earn at least ₹1 lakh per year.

The initiative was announced by Prime Minister Narendra Modi with a vision to uplift the economic condition of women in rural areas. Let’s explore all the details: what it is, who can apply, how to apply, benefits, and more.

✅ What is Lakhpati Didi Yojana?

Lakhpati Didi Yojana is a central government scheme launched under the National Rural Livelihood Mission (NRLM). Its goal is to enable women from Self Help Groups (SHGs) in rural areas to earn ₹1 lakh or more annually by engaging in micro-businesses and skilled work.

The government aims to create 3 crore (30 million) “Lakhpati Didis” by 2025.

These women are trained in various skills, provided financial support, and helped to start or scale up their small businesses.

👩‍🌾 Who are the Beneficiaries?

Women who fulfill the following criteria can benefit from the scheme:

Must belong to a rural area
Should be a member of a Self Help Group (SHG)
From economically weaker sections
Interested in starting a small business or self-employment

📌 If a woman is not yet part of an SHG, she can first join one and then become eligible.

🧵 What Type of Businesses are Supported?

The scheme supports a wide range of small and local businesses, including:

Tailoring and embroidery
Dairy and cattle farming
Poultry farming
Making incense sticks and handmade goods
Grocery shops
Beautician or parlour services
Organic farming and gardening
Packaged food businesses
Handicrafts and weaving

Women are provided training, raw materials, machines, and marketing support.

💸 How Much Financial Assistance is Given?

Financial assistance between ₹10,000 and ₹1,00,000 is provided.
In many cases, the loan is given at low or zero interest rates.
Some state governments also provide subsidies on top of the central benefits.

🎯 The target is for every beneficiary woman to earn ₹1 lakh per year.

📝 How to Apply for Lakhpati Didi Yojana?

The application process is simple and accessible:

Step-by-Step Process:

Join a Self Help Group (SHG) if not already a member.
Visit the nearest Panchayat office or Block Development Office.
Collect the application form and fill it carefully.
Submit the required documents along with the form.
Attend the skill training provided by the government.
After training, the loan or startup support will be issued.

Required Documents:

Aadhaar Card
Passport-size Photo
SHG Membership Certificate
Income Certificate (if applicable)
Bank Account Passbook

🌍 Where is the Scheme Being Implemented?

The scheme is being rolled out nationwide, especially in states like:

Uttar Pradesh
Bihar
Jharkhand
Chhattisgarh
Madhya Pradesh
Odisha
Rajasthan
Maharashtra

It is implemented under NRLM (National Rural Livelihoods Mission) by State Rural Livelihood Missions (SRLMs).

🌟 Benefits of Lakhpati Didi Yojana

Promotes financial independence of rural women
Encourages self-employment and micro-entrepreneurship
Women gain valuable skills
Improved household income
Boosts social confidence and leadership among women

📣 What Did PM Modi Say?

Prime Minister Narendra Modi stated:

“Our aim is to have at least one Lakhpati Didi in every village, a woman who becomes a symbol of self-reliance and inspiration for others.”

This vision is now becoming a reality with thousands of success stories already emerging from rural India.

📞 Contact & Support

Official Website: https://nrlm.gov.in
Visit your nearest Gram Panchayat Office or District Livelihood Office for help
You can also ask your local SHG leader for guidance

🙋‍♀️ Final Words: A Step Toward Women Empowerment

Lakhpati Didi Yojana is not just another government scheme—it’s a movement to empower rural women, improve their quality of life, and make them financially secure.

If you or someone in your family is a woman from a rural area looking for financial freedom, this scheme is a golden opportunity.

👉 Spread awareness about this scheme in your village, help women join SHGs, and support them to become “Lakhpati Didis”!
🚀 Join today and step toward a self-reliant future!

🙋‍♀️ Lakhpati Didi Yojana – FAQ (Frequently Asked Questions)

❓ Q1. What is the Lakhpati Didi Yojana?

Answer:
Lakhpati Didi Yojana is a government scheme launched under the National Rural Livelihood Mission (NRLM) that aims to make rural women financially self-reliant by supporting them in earning ₹1 lakh or more annually through self-employment and entrepreneurship.

❓ Q2. Who is eligible to apply for the scheme?

Answer:

Women from rural areas
Must be a member of a Self Help Group (SHG)
Should belong to economically weaker sections
Must be interested in starting or expanding a small business

❓ Q3. What is the main benefit of this scheme?

Answer:
The scheme provides training, financial assistance (₹10,000 to ₹1,00,000), tools, and support to start or grow a business, with the goal of helping women earn ₹1 lakh or more per year.

❓ Q4. How can a woman apply for Lakhpati Didi Yojana?

Answer:

Join a Self Help Group (SHG)
Visit the nearest Panchayat or Block Development Office
Fill and submit the application form with required documents
Attend training provided by the government
Receive support to begin the business

❓ Q5. Is there any fee to apply?

Answer:
No. There is no application fee. It’s a free-of-cost initiative by the Government of India.

❓ Q6. What type of businesses are supported?

Answer:
Businesses like tailoring, dairy farming, handicrafts, organic farming, grocery shops, food processing, beauty parlors, incense stick making, etc., are supported under the scheme.

❓ Q7. Do I need any special education to apply?

Answer:
No specific education is required. The main requirement is willingness to work, join an SHG, and complete the basic training provided.

❓ Q8. What documents are needed to apply?

Answer:

Aadhaar Card
Passport-size Photo
SHG Membership Certificate
Bank Passbook
Address Proof
Income Certificate (if needed)

❓ Q9. Is the scheme available in every state?

Answer:
Yes, the scheme is being implemented across India, especially in rural areas under the supervision of State Rural Livelihood Missions (SRLMs).

❓ Q10. How much money will a beneficiary get?

Answer:
Eligible women can get ₹10,000 to ₹1,00,000 either as loan or financial support depending on the state and business plan.

❓ Q11. Will I have to return the money?

Answer:
In most cases, it’s a low-interest loan. In some states, subsidies or grants may be given, but repayment depends on local policies.