Labour Welfare Schemes 2025: Over 50 Lakh Unorganised Workers Benefit from Government Support

🧠 Overview

The Government of India has announced a major milestone — over 50 lakh unorganised workers have availed benefits under Labour Welfare Schemes in 2025. These schemes aim to offer social security, financial aid, insurance, healthcare, and retirement support to workers who don’t fall under the formal employment system.

Unorganised workers include domestic helpers, daily wage earners, construction workers, gig economy workers, and self-employed vendors — forming a crucial part of India’s economic backbone.

The government, through digital platforms like the e-Shram portal, PM-SYM, and Ayushman Bharat, is actively reaching these workers and transferring benefits directly into their bank accounts.

📅 Published on: June 18, 2025
✍️ By: SarkariDamaad.com Team

📊 Key Scheme Highlights in 2025

Particular	Details
📈 Total Beneficiaries	50+ Lakh Workers
🏢 Schemes Covered	e-Shram, PM-SYM, Ayushman Bharat
🌍 Major Sectors	Construction, Gig, Domestic, Vending
📍 Top States	UP, Bihar, Maharashtra, West Bengal

📋 Top Labour Welfare Schemes You Must Know

🔷 1. e-Shram Portal

Central database of unorganised workers
Workers get a 12-digit Universal Account Number (UAN)
₹2 Lakh accidental insurance coverage
Linked with PM-SYM and health schemes

🔷 2. Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM)

₹3,000 monthly pension after 60 years
Workers aged 18–40 can join
Monthly contribution starting ₹55
Govt contributes matching amount

🔷 3. Ayushman Bharat – PMJAY

₹5 Lakh annual health insurance
Covers over 50 crore people in 2025
Cashless treatment at empanelled hospitals
Auto-enrollment via e-Shram

🔷 4. BOCW Welfare Board

For construction labourers
Benefits include:
- Maternity support
- Scholarships for children
- Disability & accident compensation
- Skill training

🔷 5. Atmanirbhar Bharat Rozgar Yojana (ABRY)

EPFO contribution from the govt for newly hired workers
Promotes shift from unorganised to organised jobs

📈 Success Stories from the Ground

Meena Kumari, a widow working as a maid in Delhi, got free heart surgery under Ayushman Bharat after registering on e-Shram.
Raju Vishwakarma, a construction worker in Kanpur, got ₹1.5 lakh accident relief from BOCW Welfare Board.
Fatima Bano, a 38-year-old tailor from Bhopal, has started saving for old age via PM-SYM.

📌 Eligibility Criteria for Labour Schemes

Most schemes have these common requirements:

Criteria	Requirement
Age	18 to 60 years
Monthly Income	Below ₹15,000–₹25,000 (scheme-specific)
Documents Needed	Aadhaar, Bank account, Mobile number
Sector	Unorganised (not covered under EPFO/ESIC)

🖥️ How to Register

🟢 Online (Self-Registration):

Go to https://eshram.gov.in
Enter Aadhaar-linked mobile number
Verify with OTP
Fill occupational and bank details
Submit and download your e-Shram card

🟢 Offline via CSC:

Visit nearest Common Service Centre (CSC)
Provide Aadhaar and bank details
CSC VLE will register and print your card

🧮 Scheme Statistics Snapshot (2025)

Scheme	Registered Workers	Key Benefit
e-Shram Portal	30 Crore+	₹2L Accidental Insurance + UAN
PM-SYM	48 Lakh+	₹3,000/month Pension after 60
Ayushman Bharat	50 Crore+ Families	₹5 Lakh/year Health Insurance
ABRY	1.5 Crore+	EPFO Support to Formal Workers
BOCW	2 Crore+	Education, Maternity, Accident Relief

📢 Government’s Mission 2025

The Ministry of Labour & Employment aims to:

Cover 100% of unorganised workers under at least one scheme
Enable real-time DBT transfers
Develop regional-language mobile apps
Integrate e-Shram with EPFO, ESIC, and PMJAY

❓ FAQs – Labour Welfare Schemes 2025

Q1. What is the e-Shram Card and why is it important?
Ans: It is a digital ID with a 12-digit UAN issued to unorganised workers. It helps them access multiple welfare schemes and ₹2 lakh accident insurance.

Q2. How much pension do I get under PM-SYM?
Ans: You’ll receive ₹3,000/month after the age of 60 if you’ve contributed consistently.

Q3. Is Ayushman Bharat free for unorganised workers?
Ans: Yes, once registered through e-Shram, eligible workers and families get free health coverage of ₹5 lakh per year.

Q4. Can I register without a smartphone or internet?
Ans: Yes, just visit your nearest CSC or Common Service Centre with Aadhaar and bank details.

Q5. Do gig workers (like Swiggy, Zomato, delivery agents) also qualify?
Ans: Absolutely. Gig and platform workers are recognised under the unorganised sector and are eligible for e-Shram and other benefits.

Q6. How will I know which schemes I’m eligible for?
Ans: Once you register on e-Shram, the government uses your details to automatically link you to relevant schemes.

Q7. Can a worker avail benefits from multiple schemes?
Ans: Yes. For example, one can receive insurance from e-Shram, pension from PM-SYM, and healthcare from Ayushman Bharat.