🧠 Overview
The Government of India has announced a major milestone — over 50 lakh unorganised workers have availed benefits under Labour Welfare Schemes in 2025. These schemes aim to offer social security, financial aid, insurance, healthcare, and retirement support to workers who don’t fall under the formal employment system.
Unorganised workers include domestic helpers, daily wage earners, construction workers, gig economy workers, and self-employed vendors — forming a crucial part of India’s economic backbone.
The government, through digital platforms like the e-Shram portal, PM-SYM, and Ayushman Bharat, is actively reaching these workers and transferring benefits directly into their bank accounts.
📅 Published on: June 18, 2025
✍️ By: SarkariDamaad.com Team
📊 Key Scheme Highlights in 2025
| Particular | Details |
|---|---|
| 📈 Total Beneficiaries | 50+ Lakh Workers |
| 🏢 Schemes Covered | e-Shram, PM-SYM, Ayushman Bharat |
| 🌍 Major Sectors | Construction, Gig, Domestic, Vending |
| 📍 Top States | UP, Bihar, Maharashtra, West Bengal |
📋 Top Labour Welfare Schemes You Must Know
🔷 1. e-Shram Portal
- Central database of unorganised workers
- Workers get a 12-digit Universal Account Number (UAN)
- ₹2 Lakh accidental insurance coverage
- Linked with PM-SYM and health schemes
🔷 2. Pradhan Mantri Shram Yogi Maan-Dhan (PM-SYM)
- ₹3,000 monthly pension after 60 years
- Workers aged 18–40 can join
- Monthly contribution starting ₹55
- Govt contributes matching amount
🔷 3. Ayushman Bharat – PMJAY
- ₹5 Lakh annual health insurance
- Covers over 50 crore people in 2025
- Cashless treatment at empanelled hospitals
- Auto-enrollment via e-Shram
🔷 4. BOCW Welfare Board
- For construction labourers
- Benefits include:
- Maternity support
- Scholarships for children
- Disability & accident compensation
- Skill training
🔷 5. Atmanirbhar Bharat Rozgar Yojana (ABRY)
- EPFO contribution from the govt for newly hired workers
- Promotes shift from unorganised to organised jobs
📈 Success Stories from the Ground
- Meena Kumari, a widow working as a maid in Delhi, got free heart surgery under Ayushman Bharat after registering on e-Shram.
- Raju Vishwakarma, a construction worker in Kanpur, got ₹1.5 lakh accident relief from BOCW Welfare Board.
- Fatima Bano, a 38-year-old tailor from Bhopal, has started saving for old age via PM-SYM.
📌 Eligibility Criteria for Labour Schemes
Most schemes have these common requirements:
| Criteria | Requirement |
|---|---|
| Age | 18 to 60 years |
| Monthly Income | Below ₹15,000–₹25,000 (scheme-specific) |
| Documents Needed | Aadhaar, Bank account, Mobile number |
| Sector | Unorganised (not covered under EPFO/ESIC) |
🖥️ How to Register
🟢 Online (Self-Registration):
- Go to https://eshram.gov.in
- Enter Aadhaar-linked mobile number
- Verify with OTP
- Fill occupational and bank details
- Submit and download your e-Shram card
🟢 Offline via CSC:
- Visit nearest Common Service Centre (CSC)
- Provide Aadhaar and bank details
- CSC VLE will register and print your card
🧮 Scheme Statistics Snapshot (2025)
| Scheme | Registered Workers | Key Benefit |
|---|---|---|
| e-Shram Portal | 30 Crore+ | ₹2L Accidental Insurance + UAN |
| PM-SYM | 48 Lakh+ | ₹3,000/month Pension after 60 |
| Ayushman Bharat | 50 Crore+ Families | ₹5 Lakh/year Health Insurance |
| ABRY | 1.5 Crore+ | EPFO Support to Formal Workers |
| BOCW | 2 Crore+ | Education, Maternity, Accident Relief |
📢 Government’s Mission 2025
The Ministry of Labour & Employment aims to:
- Cover 100% of unorganised workers under at least one scheme
- Enable real-time DBT transfers
- Develop regional-language mobile apps
- Integrate e-Shram with EPFO, ESIC, and PMJAY
❓ FAQs – Labour Welfare Schemes 2025
Q1. What is the e-Shram Card and why is it important?
Ans: It is a digital ID with a 12-digit UAN issued to unorganised workers. It helps them access multiple welfare schemes and ₹2 lakh accident insurance.
Q2. How much pension do I get under PM-SYM?
Ans: You’ll receive ₹3,000/month after the age of 60 if you’ve contributed consistently.
Q3. Is Ayushman Bharat free for unorganised workers?
Ans: Yes, once registered through e-Shram, eligible workers and families get free health coverage of ₹5 lakh per year.
Q4. Can I register without a smartphone or internet?
Ans: Yes, just visit your nearest CSC or Common Service Centre with Aadhaar and bank details.
Q5. Do gig workers (like Swiggy, Zomato, delivery agents) also qualify?
Ans: Absolutely. Gig and platform workers are recognised under the unorganised sector and are eligible for e-Shram and other benefits.
Q6. How will I know which schemes I’m eligible for?
Ans: Once you register on e-Shram, the government uses your details to automatically link you to relevant schemes.
Q7. Can a worker avail benefits from multiple schemes?
Ans: Yes. For example, one can receive insurance from e-Shram, pension from PM-SYM, and healthcare from Ayushman Bharat.
🔗 Useful Links
- 👉 e-Shram Portal: https://eshram.gov.in
- 👉 PM-SYM Pension Yojana: https://maandhan.in
- 👉 Ayushman Bharat (PM-JAY): https://pmjay.gov.in
- 👉 National Career Service: https://www.ncs.gov.in
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